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news updates |
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Half a Million Euros Worth of Property Purchase will Grant Automatically Spanish Residency |
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Buying property for 500.000 Euros will give Non EU automatic residence rights |
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New Energy Saving Efficiency Regulation in Spain |
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Owners of Properties in Spain will need to comply in order to market their homes with Estate Agents |
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Work starts on Malaga Exclusive Airport Shopping Centre |
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The Costa del Sol Malaga Airport, will soon have one of the most exclusive shopping centres in Spain |
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Marbella Malaga Railway Line Under Study |
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Spanish Government study technical & financial viability of railway connecting Marbella to Malaga |
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| The buying process |
In general terms, in most countries, the buying process is the same.
It is important that at the earliest stage of purchase you have an
English speaking lawyer appointed who is fully conversant with the
local laws. We can recommend a local lawyer or, of course, you can
make your own appointment.
When you have decided on your property you will be required to make
a deposit of between 3,000€ - 6,000€ on the property to secure
it for you and to take it from the market. (The deposit can vary from
one developer to another.) You should have sufficient funds on your
credit card or cash when you travel for inspection.
After 28 days you will be required to make a further payment which
will be in the region of 30% of the value of the property, (Again
this can vary, depending on the payment terms.) You will only be asked
to pay this when your lawyer has made all the necessary checks on
the property and confirmed that it is clear for you to purchase and
has all the necessary licenses. Depending on the agreed payment terms
you will then either pay percentage payments and a final payment on
completion when you exchange final contracts or one final payment.
Your lawyer will deal with all payments and land registration fees
and local taxes.(Remember to allow for these extra costs over and
above your purchase price. We show an indication of this as a percentage
on our country guides.) |
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We will be glad to help you at all property purchasing stages.
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| For more information on Mortgages please click here |
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